Bumgardner & Associates

Experience you can trust.

Over 28 years of Bankruptcy experience.


Bankruptcy is nothing more than a fresh financial start.  It is designed to help those who are in debt beyond a reasonable means to repay.

​Bankruptcy will wipe out all of your unsecured debts and let you keep most, if not all, of your property.

Who Should Consider Bankruptcy?

Anyone that is overwhelmed with financial problems should consider filing bankruptcy. Financial problems greatly affect your entire life. Financial stress may cause physical ailments, marital and family problems, negative effects on job performance and depression.

Bankruptcy should be seen as medicine for those who are financially ill.

We offer a free consultation.  Call and schedule your appointment today!



Member of The Florida State Bar and American Bar Association.

​Former Chapter 7 Bankruptcy Trustee for the Southern District of Florida.